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The world of finance is unnecessarily complex, which is why we've launched The Stocks and Savings Newsletter.

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The market’s a mess. Should you still invest?
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The market’s a mess. Should you still invest?

I’ve got a real case of déjà vu this week.


The stock market’s all over the place.


Nobody quite knows what’s happening with the global economy.


And to top it all off, Jamie and I have been hit by Covid for the past week.


So yeah… not the best kind of nostalgia.


Among all this market chaos, we’ve been asked the same question again and again over on Instagram:


“Is now a good time to start investing?”


Let’s dive into that.

🟢 The Pros of Investing Right Now

The most obvious reason?


Prices are lower.


Share prices are substantially down compared to a month or two ago.


Yes, we had a brief rally after Trump announced a 90-day pause on tariffs, but markets are still well below where they were when he took office.


That drop g ives investors the chance to buy at lower prices - something that historically has led to better long-term returns.

🔴 The Cons of Investing Right Now

These drops haven’t come out of nowhere.


Trump’s launched a global trade war, slapping tariffs on almost everything (even an island inhabited only by penguins).

Tariffs = higher costs for businesses, lower profits, slower growth.


All things the stock market hates.


That uncertainty is real - and yes, it might continue.


But here’s the thing: uncertainty has always been part of investing.


Since I started in 2020, we’ve seen:

  • A global pandemic

  • Sky-high inflation

  • War in Europe

  • And now, another round of Trump tariffs


Yet my portfolio is still in the green - even after the latest dip.


Why? Because I kept investing despite the uncertainty.

🤔 So is now the right time for you to start?

Forget what the market’s doing today.


Instead, ask yourself these 9 questions:


  1. Do you have an emergency fund?

  2. Do you have high-interest debt?

  3. Do you have a long-term mindset?

  4. Can you commit to investing regularly?

  5. Do you know which account is best for your goals?

  6. Do you understand what you’re investing in?

  7. Can you stay consistent, no matter what the market does?

  8. Are you ready for the ups and downs?

  9. Do you know your “why”?


The best time to start investing isn’t really about what the stock market is doing.


It’s about you.


If you can answer those questions with confidence (or you're working towards it), you're in a strong place to begin.

Now, I know that it’s not easy to start investing with confidence.


I made mistakes at the start of my investing journey that cost me thousands of pounds.


This is why Jamie and I poured all the knowledge accumulated over the years into creating the 6-week investing roadmap that we wish we had at the start.


We’ve already helped over 2,000 people feel confident with their investments.


And if that sounds like something you’d be interested in, you can join the waitlist for our next cohort HERE.


Or you can simply head to our website to learn more.

Markets will go up. They’ll go down. That’s what they do.


But if your foundations are solid, and your “why” is strong, you’ll be able to weather the storm - and grow your wealth for years to come.


See you next week,

Andreea & Jamie


P.S. If you’ve got questions after reading this, hit reply - I’d love to hear from you.


If you want to see our newsletter archive or recommend our newsletter to a friend, you can send them this link: https://www.stocksandsavings.com/newsletter


Please know that this is not financial advice, this is for educational purposes only. When investing, your capital is at risk and your investments can rise and fall.

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